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About A Brush with Kindness.
ABWK helps low-income homeowners who struggle to maintain the exterior of their homes, allowing them to reclaim their homes with pride and dignity. ABWK works in conjunction with your affiliate’s core building program, enabling the affiliate to serve more families, and increase opportunities for volunteers. Most importantly, ABWK is part of Habitat’s broader community development strategy called the Neighborhood Revitalization Initiative. NRI is designed to pursue Habitat for Humanity’s strategic imperative of helping to transform and strengthen communities so that those who reside in them will be able to live and grow into all that God intends for them.
ABWK helps revitalize the appearance of the neighborhood, strengthens connections within the community and helps preserve affordable housing stock.
About Roof and Repair.
Our Roof and Repair programs help low-income homeowners who are affected by age, disability or family circumstances and struggle to maintain the integrity of their homes. We hope they are able to reclaim their homes with pride and dignity. This is a separate program from our core building program, enabling us to serve more families, and increase opportunities for volunteers. The Wicomico Habitat Roof and Repair Program is part of Habitat for Humanity International’s broader community development strategy, also known as Neighborhood Revitalization (NR). NR is designed to pursue our strategic goal of helping to transform and strengthen communities so that those who reside in them will be able to live and grow into all that God intends for them. Wicomico Habitat’s Roof and Repair programs address the health and safety of the individual residences in a neighborhood, strengthens connections within the community and helps preserve affordable housing stock.
History of Roof and Repair & How to Apply.
Roof and Repair began in the United States in 2008 as a neighborhood revitalization program of Habitat for Humanity Charlotte in North Carolina. Wicomico Habitat’s Roof and Repair programs are designed to support HFHI’s mission in two ways:
- Exponentially increase the number of families served annually by working with older adults so that they may ‘Age in Place’.
- Call upon and mobilize individuals and institutions to implement policies and practices that preserve affordable housing with an emphasis on developing community partnerships and working with existing homes.
Please call our office at 410-546-1551 to obtain a application or stop in during Monday-Friday from 9am-4pm. We have an intact form for you to complete. An application for one of the programs
By participating in Roof and Repair, you will become part of a new movement to expand Habitat’s capacity to help those in need of a safe and decent place to live. Your light will shine brighter in your community as people see how your work serving those in need is restoring hope and dignity to their lives.
Section 504 USDA / Rural Development Loans and Grants.
Habitat’s Roof and Repair program – focusing on outreach to our ‘aging in place’ community of homeowners aged 62 and older that need critical repairs to their homes. Known as the Section 504 Home Repair program, USDA/Rural Development provides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
Applicants must meet the following criteria: the home must be located in an eligible area, the homeowner must own and occupy the house, be unable to obtain affordable credit elsewhere, have a family income below 50 percent of the area median income. For grants, the homeowner or spouse must be 62 or older and not be able to repay a repair loan. Most homes within the City limits of Salisbury are ineligible.
The maximum loan is $20,000 and the maximum grant is $7500. Loans and grants can be combined for up to $27,500 in assistance.
Interested homeowners from Wicomico and Somerset County are encouraged to call Habitat for Humanity of Wicomico County at 410-546-1551 to obtain more information.